How a Bankruptcy Attorney Can Help You File Bankruptcy?

For anyone struggling with debt, bankruptcy can provide a fresh start. But filing for bankruptcy can be a difficult decision, and it is important to choose a Phoenix bankruptcy attorney who can guide you through the process. This type of attorney will be able to help you get rid of your debts, and may be able to protect your property.

When you begin the bankruptcy process, you will be required to complete a means test. The means test determines whether you qualify for Chapter 7 bankruptcy. If you do, you will be able to keep most of your assets. However, you will have to continue making payments on any secured debts, like car loans.

The means test will also determine whether you are eligible for Chapter 13 bankruptcy. You may qualify if you have more than the median income for your state. In addition, you will need to meet certain deadlines to prevent your case from being dismissed. Your Phoenix bankruptcy attorney in Arizona can help you meet these deadlines and avoid any penalties.

There are many reasons why people struggle with debt. It can be caused by illness, loss of employment, divorce, or other unexpected events. Regardless of the reason, you may be in a financial pinch. Even if you have a good income, you may be unable to keep up with your bills. Many people feel overwhelmed by their financial worries, and are hesitant to call a bankruptcy lawyer.

A Phoenix BK Lawyer can help you determine your dischargeable debts, as well as any property that you may retain. Some debts are not dischargeable, including back child support and other family support obligations. These creditors can still pursue you, and you should consult an experienced lawyer to ensure that you are not at risk.

A Phoenix BK Lawyer can help ensure that you qualify for chapter 7 bankruptcy. Depending on the type of property you own, you may be able to convert it to exempt property. Non-exempt property can be sold to pay your creditors.

In addition, a Phoenix BK Lawyer can help you decide if it is right for you to file for bankruptcy. Most bankruptcy attorneys will take payment plans for Chapter 7 cases, though it is a good idea to consult an attorney to learn more about your options. Using pre-bankruptcy planning can also save you money. For more details and free consultation, visit

Filing for bankruptcy is a huge step, and you want to make sure that you are preparing for the process properly. Getting a free evaluation can ensure that you are preparing for the best outcome. An attorney can also help you understand the procedure and the risks and benefits associated with filing.

A Phoenix BK Lawyer can help determine if you have the finances to qualify for a Chapter 7 bankruptcy, as well as the right bankruptcy type for you. They can also help you choose a Phoenix bankruptcy law firm that offers a variety of financial options to make the process as easy as possible.

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